Your presentation gave everyone a sense of hope, that anyone can be financially responsible and financially stress-free. That kind of advice is priceless.
— Linda Brown, Tampa, Florida
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Upcoming Events: NOVEMBER 5, 2019

Retired U.s. navy seal commander Bob Hoyt:

“the three guiding principals in which i live my life: take risk, take action, and take a swim buddy”

Join us for ONE night only, with special guest, retired United States Navy SEAL Commander John R. (Bob) Hoyt. Learn about the many obstacles Bob overcame though his experience as a special operations commander, and how he has implemented this experience in real life situations.     

Bob Hoyt grew up outside of Boston, Massachusetts and enrolled in the US Naval Academy in 1985.  Soon after, he was commissioned by the US Navy and immediately entered Navy SEAL training where he graduated with BUD/S (Basic Underwater Demolition/SEAL) class 166.  Through his 22 years in the Navy, Bob did tours with various SEAL teams across the United States, and he rose through the ranks to become Commanding Officer of SEAL Team TEN and Special Operations Task Force Commander of TF17 in Iraq. 

While serving as a Navy SEAL Commander, Bob learned he needed to look beyond himself and rely on his surroundings to survive and to keep his team mates alive as they advanced into the unknown.  By carefully assessing risk and planning for it, having the courage to take action and keeping focused on the bigger picture, Bob was able to thrive and stay alive, not only for himself but his family, friends, other officers and members of the Navy under his command.

Today, Bob believes in charity and sharing his experiences to help others make decisions for a lifetime and generations to follow.  

Bob is married with two daughters and currently holds the position of Director of Defense Programs for Jabil Corporation, a Fortune 500 contract manufacturing company in Florida.

To purchase tickets:

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Past Events

“I was fortunate enough to hear a presentation on investing and finances by Steve Renault, during a recent Stetson Law Lecture. He took the very complex world of finances and investing to an understandable and enjoyable level. I do not believe there is another educator out there that has his experience. His down to earth, funny and frank presentation gave us hope that we too could have security about our future. I would highly recommend him as a speaker to any group, conference or corporate event.”
— Stephanie Pletcher, St. Petersburg, Florida

Speaking Opportunities

Understanding Your Investments:

Middle Retirement is dedicated to helping people understand their investments, when to avoid market risk and how to reduce investment fees.  As educators, they are passionate about sharing wisdom gained from 30 years in the stock market. In simple language, they help you and your group take control to maximize investments, protect against risk and insure a solid financial future.

Financial Relationships:

Research shows that couples who talk about their finances have stronger, happier relationships, yet the majority avoid talking about money.  Sharing years of investment knowledge, our coaches empower couples to understand their investments and review potential risks.  Showing them how to establish a clear path for a healthy retirement together. 

Business Owners: 

Reducing fees and avoiding risk means a strong bottom line.  Speaking to business owners about innovative tax strategies, we share 30 plus years of investment and market knowledge to empower leaders to ensure financial health.


Middle Retirement tailors topics and discussion complexity to the audience's investment experience

Conference, Business and Group Speaking

  • Making a Plan for Retirement

  • Understanding how the Stock Market works

  • How to Read Financial Charts

  • How to understand investment risk

  • How to reduce investment fees

  • How to be your own Portfolio Manager

  • Why being a contrarian in the market works